ACCI Conference 2024

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ACCI Conference 2024

8:00am CDT

Board Meeting Vue East - 21st Floor

5:30pm CDT

Board Dinner TBA

8:00am CDT

Board Meeting Vue East - 21st Floor Registration Regency Foyer

11:00am CDT

1st Timers' Welcome & Orientation Vue North - 21st Floor

1:00pm CDT

Opening General Session with Esther Peterson Lecture by David Silberman Regency ABDavid Silberman

3:15pm CDT

3:30pm CDT

A1 Alternative Borrowing Milwaukee A1a Access to Alternative Financial Services and Consumer Borrowing: Does Financial Capability Matter? MilwaukeeSwarn Chatterjee A1b Payday Lenders as Utility Payment Centers: Can Paying Down Bills Lead to Debt? MilwaukeeYiwei Zhang A1c Role of “Buy Now, Pay Later” (BNPL) services in Household’s Credit Card Usage MilwaukeeAditi Routh • Congrong Ouyang A2 Health and Finances Executive AB A2a Bidirectional, Longitudinal Associations Between Finance and Health – What Comes First? Executive ABPiotr Bialowolski A2b Exploring the Association Among Debt Collection Experience, Financial Access, and Physical Health Executive ABEuijin Jung A2c Financial Toxicity in UF Cancer Catchment Area Executive ABBiswadeep Dhar A3 ACCI Mentorship Program Presentations Executive CD

5:00pm CDT

5:15pm CDT

B1 Financial Access Milwaukee B1a A Systematic Conceptual Review of Financial Access MilwaukeeJulie Birkenmaier B1b Exploring Earned Wage Access as a Liquidity Solution MilwaukeeLisa Berdie B1c Understanding Long-Term Trends in Bank Account Ownership by Race and Ethnicity MilwaukeeJeffrey Weinstein B2 Digital Markets Executive AB B2a Cryptocurrency Investment: How Do Investors Use Social Media Platforms? Executive ABKyoung Tae Kim B2b Digital Financial Literacy and Digital Finance Access in South Korea Executive ABTae-Young Pak B2c The Mediating Role of Hope in the Relationship Between Social Comparison Orientation and Expected Future Financial Security Executive ABPan-Ju Chen B3 Food Insecurity Executive CD B3a Hunger Games: Does Hunger Influences Risk Preferences? Executive CDLydia Aston B3b Layoffs and Food Insecurity Executive CDNina Rutledge B3c Using Food as Medicine to Address Health Disparities: The Veggie Rx Model Executive CDAda Leung

6:45pm CDT

Welcome Reception Vue North - 21st Floor

7:45pm CDT

Games and Social Hour Hotel Lobby

7:00am CDT

JCA Editorial Meeting TBA

8:00am CDT

Breakfast Atrium

9:00am CDT

General Session 2 - Coston Warne Lectureship with Janis Pappalardo Regency ABJanis Pappalardo

10:30am CDT

10:45am CDT

C1 Employment Milwaukee C1a Does Increasing the Minimum Wage Reduce Racial Disparities in Access to Local Financial Services? MilwaukeeMegan Doherty Bea C1b How Consumer Impatience Affects Labor and Leisure Choices when Public Transfer Incomes Offered MilwaukeeTravis Mountain C1c Online Learning in the Face of Unemployment MilwaukeeKiet Le C2 Health and Community Executive AB C2a Economic Consequences of Childhood Exposure to Urban Environmental Toxins Executive ABGisella Kagy C2b Improving Consumer Responsiveness to Public Health Behaviors Executive ABRebekah Carnes C2c Work, Family, and Happiness — Informal Care Provision and Mental Health Among Middle and Old Age Chinese Caregivers Executive ABSiyi Liu C3 Older Adults Executive CD C3a The Pandemic-Related Stimulus Payment and Financial Stress Executive CDYan Lu C3b Effects of Expanded Access to the Earned Income Tax Credit on Household Spending among Older Adults Executive CDMadelaine L'Esperance C3c Financial Hardship and Emotional Well-Being Among U.S. Older Adults With and Without Alzheimer's Disease Executive CDShinae Choi

12:15pm CDT

Lunch and "On Your Own" Time Atrium

2:00pm CDT

D1 Gender Milwaukee D1b Financial Sophistication of Single Women and Retirement Planning MilwaukeeTapiwa Sigauke D1c Marital Status, Parenthood, and Financial Well-Being: The Moderating Effects of Gender Dynamics MilwaukeeMary Akinde D2 Disruptions Executive AB D2a Digital Maladjustment and Mental Health: The Mediating Role of Social Relationships Executive ABSoyeong Choi D2b Housing Instability as a Risk Factor for Increased Adverse Childhood Experiences Executive ABJaeyong Yoo D2c Trust in Institutions and Financial Well-Being in Mexico: Moderating Effect of Fraud Victimization Executive ABOsvaldo García-Mata D3 Supporting Consumers With Disabilities Executive CD D3a Do Americans with disabilities pay higher mortgage rates? Executive CDChristi Wann D3b The Financial Health of People With Disabilities: Key Obstacles and Opportunities Executive CDAndrew Warren D3c Work Credit Accumulation & Social Security Disability Insurance (SSDI) Eligibility Among Young Adults Executive CDSomalis Chy

3:30pm CDT

3:45pm CDT

E1 Financial Education Milwaukee E1b Financial Education via Different Media: A Comparative Analysis of Face-to-Face Classes, Live Streaming, Videos, and Gaming MilwaukeeGianni Nicolini E1c Financial Knowledge, Financial Behaviors, and Pandemic Resilience: A Study in Latin America Amidst the COVID-19 Period MilwaukeeJuan Sandoval Hoyos E2 Planning for the Future Executive AB E2a Crypto Today, Crypto Tomorrow? Examining the Role of Peer Influence, Investment Confidence, and Risk Perceptions Executive ABKhurram Naveed E2b Examining the Concept, Measurement and Determinants of Emergency Savings Executive ABKatie Fitzpatrick E3 Symposium: Navigating the Future: AI’s Role in Education, Ethics, and Financial Planning Executive CDSophia Duffy • Matt Goren • Eric Ludwig

5:15pm CDT

100 Poster Session & Reception Atrium P101 Change of Psychological Factors on Credit Card Payment Behavior Pre-, During-, and Post-COVID-19 AtriumHye Jun Park P102 Consumer Saving Behavior: A Multiclassification Approach AtriumCamden Cusumano P103 Development of a Digital Pocket Money Book for Elementary School Students in Japan to Plan for What and How Much in Advance AtriumKeiko Takahashi P104 Factors That Improve the Propensity for African Americans to Have an Emergency Savings Fund: A Subgroup Comparison AtriumOhireime Ojeomogha P105 Improving Financial Literacy Education for College Students: The Flywheel Effect! AtriumJacob Tenney P106 Inter-Sectoral Mobility, Income Change and Gender Difference of Agricultural Laborers AtriumTing An P107 Revisiting the Social Media as a Tool for Behavioral Change for Sustainable Consumption AtriumYuhyeon Seo P108 Service Literacy as a Component of Successful Life Orchestration in a Modern World AtriumJuha Lee P109 The Civic Mindset as a Resource for Community Coalitions AtriumCamryn Cobb P11 A Tale of Two Crypto Users: Demographic and Financial Differences in Cryptocurrency Usage AtriumRyan Witz P110 The Effect of Digital Transactional Competency on Consumption Life Satisfaction Among Older Consumers AtriumSoo Hyun Cho

6:30pm CDT

Editors & Associate Editor's Dinner (Invitation Only) TBA Past President's Dinner (Invitation Only) TBA

7:00am CDT

Breakfast Atrium

8:00am CDT

F1 COVID Milwaukee F1a Elaborating on the Relationship Between Financial Self-Efficacy and Life satisfaction; the Mediating Role of Financial Stability MilwaukeeJoshua Diaz F1b Pandemic and ESG: A New Paradigm for Investment Decisions MilwaukeeJuhui Ko F2 Consumption Executive AB F2a How Commission Rates Affect Consumers' Willingness to Pay for Online Food Delivery Executive ABYe Su F2b How Do Individuals Keep Tabs on Personal Spending? Executive ABYiling Zhang F2c The Dual-Process Theory of Consumer Decision-Making: Unraveling the Dynamics of Consumption Happiness Executive ABJaehye Suk F3 Panel: Data Sources in Household Finance Executive CDSangeetha Malaiyandi • Angela Fontes • Jeff Larrimore • Geoffrey Paulin • Olivia Valdes • Jeffrey Weinstein

9:30am CDT

9:45am CDT

G1 Housing Milwaukee G1a Does Flood Insurance Help Neighborhoods Recover From Flooding? MilwaukeeYilan Xu G1c Weathering Setbacks: Natural Disasters, Residential Insurance Coverage, and Financial Health MilwaukeePurity Chege G2 Generations Executive AB G2a A Multi-Generational, Mixed-Method Analysis of Parent Financial Socialization Executive ABAshley LeBaron-Black G2b Childcare Costs, Public Support, and Maternal Employment in the U.S. Executive ABXiangchen Liu G2c Financial Wellbeing in America: The Role of Intergenerational Wealth Executive ABSunwoo Lee G3 Retirement Executive CD G3a An Analysis of the Effects of Prior Psychological Distress on Wealth at Retirement, Pre-Covid-19 and Beyond Executive CDYvonne Hampton G3b Retirement Expectations vs. Reality: If COVID-19 Did Not Impact Retirement Expectations Significantly, What Did? Executive CDZhikun Liu G3c The Effects of Pension Communication on Knowledge, Attitudes, and Behavior: An Integrative Review of Evidence and Directions for Future Research Executive CDMarlene Haupt

11:15am CDT

General Session 3 - Luncheon & Business Meetting Regency AB

1:00pm CDT

H1 Policy Milwaukee H1a Balancing the Ledger of Well-being: Student Loan Debt and Mental Health MilwaukeeGaurav R. Sinha H1c Financial Independence of College Students MilwaukeeJing Jian Xiao H2 Students and Student Loans Executive AB H2a Affordable Care Act Medicaid Expansions and Self-Reported Indicators of Financial Health Executive ABVivekananda Das H2b Can Local Minimum Wage Policies Affect Household Food Security? Evidence From Chicago’s Minimum Wage Ordinance Executive ABAmit Jadhav H2c Household Spending Responses to the SNAP Benefit Increase during the COVID-19 Pandemic: Was This Time Different? Executive ABXingguo Wang H2c Three Essays on Parental Health Adversities and Children’s Educational Outcomes Executive ABMalika Dhakhwa H3 Motivation and Behavior Executive CD H3a Financial Decision-Making Ability as a Durable Resource in Financial Decision Making Executive CDHeejae Lee H3b Individuals' Financial Behaviors and Their Causes: A Canadian Qualitative Study Executive CDTania Morris H3c Investment Literacy and Investment Motivations: Exploring Diverse Drivers Executive CDYi Liu

2:40pm CDT

Closing General Session - JCA Editor Panel Regency ABPiotr Bialowolski • Yunhee Chang • Marlene Haupt • Tae-Young Pak • Rui Yao

4:15pm CDT

Board & Conference Committee Meeting Milwaukee

4:30pm CDT

Board Meeting Milwaukee