ACCI Conference 2024

1:00-1:10 Welcome

1:10-2:00 Esther Peterson Consumer Policy Forum Lectureship - David Silberman
"The Researcher and the Regulator Can Be Friends: How household finance research affects regulatory policy making"
The rules that govern the provision of consumer financial products and services can directly affect the welfare of those who use or seek to use these products and services. The regulators that promulgate these rules aspire to engage in evidence-based policy making, grounding the rules they issue in research from which they can assess the benefits, costs, and impacts of alternative courses of action. How has household finance research influenced consumer financial regulators and regulation? And how can researchers affect policy maker and policy making going forward?

2:00-2:25 Paper Awards:

• National Endowment for Financial Education (NEFE) Paper Award:
  Does Increasing the Minimum Wage Reduce Racial Disparities in Access to Local Financial Services?
  Authors: Megan Bea and Lauri Luosta, University of Wisconsin-Madison
• Richard L. D. Morse Applied Consumer Economics Award (Professional Paper):
  The Dual-Process Theory of Consumer Decision-Making: Unraveling the Dynamics of Consumption Happiness
  Author: Jaehye Suk, Sungkyunkwan University
  
• Consumer Movement Archives Applied Consumer Economics Award (Student Paper):
  Affordable Care Act Medicaid Expansions and Self-Reported Indicators of Financial Health
  Author: Vivekananda Das, University of Wisconsin-Madison
• CFP Board's ACCI Financial Planning Paper Award:
  Retirement Expectation vs. Reality: If COVID-19 Did Not Impact Retirement Expectations Significantly, What Did?
  Authors: Zhikun Liu, MissionSquare Retirement, David Blanchett, Prudential, Qi Sun, Pacificlife, and Naomi Fink, Europacifica

2:25-2:40 Journal of Consumer Affairs Nominated Best Article Introduction & Presentation - “Financial literacy in the digital age—A research agenda” by Tiina Koskelainen, Panu Kalmi, Eusebio Scornavacca, and Tero Vartiainen
JCA 57(1), pp 507-528, https://doi.org/10.1111/joca.12510

2:40-2:50 FINRA Undergraduate Student Poster Competition Award - A Tale of Two Crypto Users: Demographic and Financial Differences in Cryptocurrency Usage by Ryan Witz, University of Wisconsin-Madison

2:50-3:05 Early-Career Professional Development Mentorship Program Ceremony - Yunhee Chang, Chair of the Early-Career Professional Development Mentorship Program Committee
Mentees: Yi Liu, Congrong Ouyang, Madeline L’Esperance, Biswadeep Dhar, Jaeyong Yoo and Rui Chen (who is not present); Mentors: KT Kim, Melissa Wilmarth, Jing Jian Xiao, Angela Fontes, Yilan Xu, and Robb Neilsen (who is not present)

3:05-3:15 Announcements